Personal Checking Account Comparison
Features
& Benefits		 Personal
Checking		 Interest
Checking		 Privilege
Checking		 Student
Checking
Rates and Fees
Minimum Opening Balances $100 $1,000 $50 $50
Average daily balance required to waive service fee Free $1,000 minimum daily balance of $2,500 average daily balance* Free Free
Monthly
Maintenance Fee		 None $10 if below balance requirement None None
Interest Earning Checking No Yes Yes No
Cards & ATMs
Free VISA Check Card Yes Yes Yes Yes
ATM Withdrawals Free Free Free Free
Check Services
Unlimited Check Writing Yes Yes Yes Yes
Online Banking Free Free Free Free
Teller & Phone Services Unlimited Unlimited Unlimited Unlimited
Additional Benefits Free notary services
CD or Money Market with no service fee
Travelers Checks
Online Statements
Money Orders
Safety Deposit Box
All accounts subject to approval